ANALYSIS OF THE INFLUENCE OF SOCIODEMOGRAPHIC FACTORS ON FINANCIAL LITERACY: STUDY IN A PUBLIC INSTITUTION
Financial literacy is the ability of an individual to analyze, manage and apply their knowledge with a view to financial well-being and sociodemographic factors can influence it positively or negatively. This research aimed to relate the sociodemographic factors of gender, age, marital status, number of children, level of education and income to the financial literacy of the military at the Base Aérea de Natal. For that, a questionnaire was applied, answered voluntarily and anonymously. The instrument was divided into two blocks, the first consisting of questions related to the respondents' sociodemographic profiles and the second, fragmented into three parts, aimed to assess financial literacy through three factors: financial knowledge, financial behavior and attitude financial. The data, collected by a survey research, were investigated quantitatively in a multivariate statistical analysis, with multiple regression and hypothesis tests. As a result, a significant relationship between schooling and income was discovered, unlike the other constructs. This contradiction to other investigations can be attributed to the particularities of militarism.